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John Skelton answers your questions | Banking, Business, Finance, Real Estate
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johnskelton077.wordpress.com/about/ | About |
johnskelton077.wordpress.com/categories/ | Categories |
johnskelton077.wordpress.com/copyright/ | Copyright |
johnskelton077.wordpress.com/the-other-category/ | The “Other” Category |
johnskelton077.wordpress.com/page/2/ | Older posts |
johnskelton077.wordpress.com/2011/03/26/how-can-you-save-for... | How can you save for retirement when you are 50 and broke? We do have some put away for retirement but not much. we are 50, have... |
johnskelton077.wordpress.com/author/johnskelton077/ | John W. Skelton |
johnskelton077.wordpress.com/category/finance/ | Finance |
johnskelton077.wordpress.com/2011/03/23/are-forbarance-aggre... | Are forbarance aggreements good with new lenders? I worked out a forbarance aggreement with my lender and then they sold the loa... |
johnskelton077.wordpress.com/category/real-estate/ | Real Estate |
johnskelton077.wordpress.com/2011/03/17/what-is-a-perfect-cr... | What is a perfect credit score number? |
johnskelton077.wordpress.com/2011/03/17/what-is-finance/ | What is finance? |
johnskelton077.wordpress.com/2011/03/17/how-do-credit-card-c... | How do credit card companies determine customer’s interest rates? |
johnskelton077.wordpress.com/category/banking/ | Banking |
johnskelton077.wordpress.com/2011/03/16/is-southwest-consult... | Is southwest consulting service a scam? Thay want loan me 50,000 for my company, but want 399 processing fee up front. |
johnskelton077.wordpress.com/2011/03/16/if-im-pre-approved-f... | If I’m pre approved for a home loan is that a binding contract? I was pre approved for a home loan and put in a contract on a ho... |
johnskelton077.wordpress.com/2011/03/15/what-was-the-cause-o... | What was the Cause of the Great Depression? |
johnskelton077.wordpress.com/2011/03/13/manager-skills-what-... | Manager skills. What skills do managers need to perfom their duties (please reference)? |
johnskelton077.wordpress.com/2011/03/12/what-is-a-business-m... | What is a business Mission Statement? Should businesses have a Mission Statement? |
johnskelton077.wordpress.com/2011/03/10/what-is-the-best-way... | What is the best way to invest $200 a month in 2011? Best investments for small amounts of money in 2011. |
johnskelton077.wordpress.com/2011/03/10/how-does-the-governm... | How does the government finance a deficit? |
johnskelton077.wordpress.com/2011/03/10/the-dow-had-its-wors... | The DOW had it’s worst day in 7 months due to Saudi Unrest. How much worse do you think this problem will get? Do you think this... |
johnskelton077.wordpress.com/2011/03/09/what-is-the-best-equ... | What is the best equity loan? The best equity loan and its resources. |
johnskelton077.wordpress.com/2011/03/09/what-is-the-best-ban... | What is the best banking company? |
johnskelton077.wordpress.com/2011/03/09/is-there-a-easy-way-... | Is there a easy way to start investing? Keep it simple and straightforward please. |
johnskelton077.wordpress.com/2011/03/09/refinancing-house-i-... | Refinancing house. I am purchasing a new home and the interest rate is kind of high. How long should I wait before trying to ref... |
johnskelton077.wordpress.com/2011/03/09/what-can-i-get-with-... | What can i get with a 578 credit score? |
johnskelton077.wordpress.com/2011/03/09/starting-a-company-i... | Starting a company. I live in PA and would like to start my own print shop. the company I work for is about to close. I have the... |
johnskelton077.wordpress.com/2011/03/08/what-would-you-consi... | What would you consider as an investment vehicle for your emergency fund? If you were able to put money into an emergency fund t... |
johnskelton077.wordpress.com/2011/03/08/what-would-you-consi... | What would you consider to be an adequate amount to set aside as an emergency fund? If you were able to set aside money to meet ... |
johnskelton077.wordpress.com/2011/03/06/how-are-you-going-to... | How are you going to ask about… |
johnskelton077.wordpress.com/2011/03/05/collection-agency-ch... | Collection agency chance of being sued? Question I owe a collection agency $850 if I pay $60 a month min. would that keep me out... |
johnskelton077.wordpress.com/2011/03/04/how-does-an-investor... | How does an investor make money for a company? When an investor “invests” in a company, how does the company benefit? do they ma... |
johnskelton077.wordpress.com/2011/03/04/what-is-the-better-o... | What is the better option? Do you prefer to have your work-check directly deposited, or – do you prefer the money to be put dire... |
johnskelton077.wordpress.com/2011/03/04/looking-for-suggesti... | Looking for suggestions……Which is least damaging to your credit a debt management plan or debt settlement? |
johnskelton077.wordpress.com/2011/03/04/define-libor-what-is... | Define LIBOR. What is LIBOR? If it is an anacronym, what do the letters stand for? |
johnskelton077.wordpress.com/2011/02/28/what-happens-when-yo... | What happens when you default on a secured loan? |
johnskelton077.wordpress.com/2011/02/28/how-many-people-here... | How many people here in America fell for the Home Equity scam? Your home is your own bank. You can barrow against it, to buy mor... |
johnskelton077.wordpress.com/2011/02/27/what-is-your-idea-of... | What is your idea of success? |
johnskelton077.wordpress.com/2011/02/27/please-describe-a-ti... | Please describe a time when you use your analytical thinking to find a simple solution to a complex problem. I need at least an ... |
johnskelton077.wordpress.com/2011/02/26/what-investment-has-... | What investment has outperformed the financial stock market? Which investment has given more returns than the financial stock ma... |
johnskelton077.wordpress.com/2011/02/26/what-is-a-rehab-loan... | What is a “rehab loan”? I was looking at a condo for sale and the listing said a rehab loan was necessary. |
johnskelton077.wordpress.com/2011/02/26/how-much-money-shoul... | How much money should I received if selling a home for 100,000.00 and the buyer wants me to be the banker and his down payment i... |
johnskelton077.wordpress.com/2011/02/24/is-credit-card-debt-... | Is credit card debt forgiveness taxable? |
johnskelton077.wordpress.com/2011/02/24/what-is-arbitrage-an... | What is arbitrage and how can I profit from it? |
johnskelton077.wordpress.com/2011/02/23/looking-for-opinions... | Looking for opinions…. If you use a debt counseling service that consolidates your debt for you can you still make payments to y... |
johnskelton077.wordpress.com/2011/02/20/whats-the-best-way-t... | What’s the best way to get started in property development? I’m just out of High School, and I would like to get involved in pro... |
johnskelton077.wordpress.com/2011/02/20/ponzi-scheme-can-any... | Ponzi scheme? Can you explain what exactly a ponzi scheme is? Do you have an example? |
johnskelton077.wordpress.com/2011/02/20/what-is-a-negligee/ | What is a negligee? |
johnskelton077.wordpress.com/2011/02/20/can-you-claim-home-i... | Can you claim home improvements on taxes? |
johnskelton077.wordpress.com/2011/02/20/where-is-the-best-pl... | Where is the best place to get a loan today? |
johnskelton077.wordpress.com/2011/02/20/how-to-refinance-you... | How to refinance your home mortgage ? How can you refinance your home mortgage ? |
johnskelton077.wordpress.com/2011/02/20/what-things-highly-s... | What Things Highly Successful Business Owners Do? any idea ! |
johnskelton077.wordpress.com/2011/02/20/can-your-taxes-be-ta... | Can your taxes be taken for an unpaid bankruptcy? |
johnskelton077.wordpress.com/2011/02/16/what-was-the-best-pi... | What was the best piece of financial advice that you have been given? |
johnskelton077.wordpress.com/2011/02/15/need-help-can-you-sh... | Need help. Can you shed some light on the negative credit implications that enrolling in a debt management program could cause? |
johnskelton077.wordpress.com/2011/02/15/if-you-are-a-small-b... | If you are a small business owner, do you feel confident enough in the economy now to hire more workers? If not, what steps need... |
johnskelton077.wordpress.com/2011/02/15/would-you-hire-a-mon... | Would you hire a monkey as a housekeeper if it was fully capable of doing the job and fully insured? Monkeys are very smart and ... |
johnskelton077.wordpress.com/2011/02/15/how-can-we-help-some... | How can we help someone who is buried in loans without giving him money? I have a friend who has all of his monthly income block... |
johnskelton077.wordpress.com/2011/02/15/what-is-an-equity-lo... | What is an equity loan? Does someone give loan against equity? |
johnskelton077.wordpress.com/2011/02/14/what-is-the-best-way... | What is the best way to get a mortgage if you have a low credit score? Is it even possible to assume a mortgage today or is it p... |
johnskelton077.wordpress.com/2011/02/13/how-much-can-a-home-... | How much can a home value increase annually? |
johnskelton077.wordpress.com/2011/02/13/changing-the-look-of... | Changing the look of your proberty. If a non profit organization purchases a home in an upgraded residential community can they ... |
johnskelton077.wordpress.com/2011/02/12/how-can-it-be-that-s... | How can it be that savings account interest is so little? And interest on loans is so much? It doesn’t make sense to me! |
johnskelton077.wordpress.com/2011/02/12/how-do-i-find-a-dino... | How do I find a dinosaur? I just wanna get rich so a dinosaur would solve all my problems. |
johnskelton077.wordpress.com/2011/02/12/what-companies-make-... | What companies make up the Dow Jones Industrial Average? Please explain what this is. |
johnskelton077.wordpress.com/2011/02/12/what-does-a-700-cred... | What does a 700 credit rating… |
johnskelton077.wordpress.com/2011/02/12/how-to-sell-a-small-... | How to sell a small developing company? or to find an investor or business partner to develop our company? |
johnskelton077.wordpress.com/2011/02/10/what-is-business-con... | What is Business Continuity Planning? |
johnskelton077.wordpress.com/2011/02/09/what-governs-the-amo... | What governs the amount of money a country mints? I have heard it has something to do with keeping gold or other precious metals... |
johnskelton077.wordpress.com/2011/02/09/do-you-think-congres... | Do you think Congress will enact legislation in response to the foreclosure mess? I was watching a hearing today on C-SPAN. All ... |
johnskelton077.wordpress.com/2011/02/09/can-a-land-lord-ask-... | Can a land lord ask you to pay the rent before the first? |
johnskelton077.wordpress.com/2011/02/09/do-smokers-talk-abou... | Do smokers talk about non-smokers at the smoking break area at work? |
johnskelton077.wordpress.com/2011/02/09/does-the-fdic-cover-... | Does the fdic cover business accounts? |
johnskelton077.wordpress.com/2011/02/09/lower-pricing-strate... | Lower pricing strategy is not for meeting competitive challenge given by a competitor is it statement true or false? |
johnskelton077.wordpress.com/2011/02/08/i-need-a-form-for-ne... | I need a form for next of kin guardian waiving rights to property. My mother passed away recently and i have two brothers who ar... |
johnskelton077.wordpress.com/2011/02/08/non-chexsystem-banks... | Non chexsystem banks in minden louisiana? |
johnskelton077.wordpress.com/2011/02/08/hi-i-am-planning-on-... | Hi, I am planning on opening a candy store later this year. I am working on the business plan now and I need to think of some mo... |
johnskelton077.wordpress.com/2011/02/08/what-does-a-kiosk-bu... | What does a kiosk business do? |
johnskelton077.wordpress.com/2011/02/07/is-there-a-standard-... | Is there a standard finance charge to charge customers who pay late? I have a blank contract that states that if my customers pa... |
johnskelton077.wordpress.com/2011/02/07/what-is-the-formula-... | What is the formula to determine loan repayment? I’m curious what the formula is to determine at a particular interest rate how ... |
johnskelton077.wordpress.com/2011/02/06/how-do-you-monitor-a... | How do you monitor a strategic marketing plan? |
johnskelton077.wordpress.com/2011/02/06/assisted-living-busi... | Assisted living business opportunities? What are some good tips to start an assisted living business? |
johnskelton077.wordpress.com/2011/02/06/can-a-wife-sign-her-... | Can a wife sign her name and husbands name on a purchase agreement? I am selling my business and a married couple would like to ... |
johnskelton077.wordpress.com/2011/02/05/which-of-the-followi... | Which of the following would be the best revision of these sentences? “Our present receivables are in line with last year’s. How... |
johnskelton077.wordpress.com/2011/02/05/how-much-do-you-thin... | How much do you think my credit score would drop it I turn in my car? I have always paid my car on time, but my husband has pass... |
johnskelton077.wordpress.com/2011/02/05/how-to-cancel-an-irr... | How to cancel an irrevocable letter of credit? |
johnskelton077.wordpress.com/2011/02/04/what-is-the-differen... | What is the difference between a warranty deed and a Quit Claim Deed? I recently paid my taxes and verified it on line and notic... |
johnskelton077.wordpress.com/2011/02/04/what-is-deficit-fina... | What is deficit financing? |
johnskelton077.wordpress.com/2011/02/04/how-do-you-start-a-s... | How do you start a successful retail business? |
johnskelton077.wordpress.com/2011/02/04/credit-or-debit-when... | Credit or debit? When using my atm/debit card, which should I select and why? I have always selected ‘debit’ (and entered my PIN... |
johnskelton077.wordpress.com/2011/02/03/why-do-we-need-three... | Why do we need three credit scores from three different companies? |
johnskelton077.wordpress.com/2011/02/03/in-this-competitive-... | In this competitive business environment, how can enterprises reduce their costs and save more time in business processes? |
johnskelton077.wordpress.com/2011/02/03/what-is-a-fha-home-l... | What is a fha home loan? |
johnskelton077.wordpress.com/2011/02/03/people-keep-talking-... | People keep talking about debts free life. But what’s the definition? I do not owe anything but Home mortgage. But the cash I ha... |
johnskelton077.wordpress.com/2011/02/03/how-can-you-get-your... | How can you get your credit card company to remove a valid late charge? |
johnskelton077.wordpress.com/2011/02/03/is-there-a-one-time-... | Is there a one time capital gains tax excemption. selling mineral rights for land will be getting about $100,000. Can I be excem... |
johnskelton077.wordpress.com/2011/02/03/wifes-name-is-on-mor... | Wifes name is on mortgage, both our names are on the deed. She just passed away. Am I obligated to pay the mortgage? The house w... |
johnskelton077.wordpress.com/2011/02/03/i-need-a-3000-small-... | I need a $3,000 small business loan and I have bad credit, what’s the best way to get a loan like that? I want to start a windsh... |
johnskelton077.wordpress.com/2011/02/03/what-happens-to-seco... | What happens to second mortgage in a loan modification? |
johnskelton077.wordpress.com/2011/01/26/what-is-the-value-of... | What is the value of quick ratio in order to specify a good business (coffee trade) for bank finance. |
johnskelton077.wordpress.com/2011/01/24/what-is-a-hybrid-arm... | What is a hybrid ARM? |
johnskelton077.wordpress.com/2011/01/24/are-we-going-through... | Are we going through a time where real state is not as profit as it was before? |
johnskelton077.wordpress.com/2011/01/24/does-an-apartment-co... | Does an apartment complex have to let you know before bringing Section 8 people in? Our complex has opened up to Section 8 peopl... |
johnskelton077.wordpress.com/2011/01/24/how-do-you-get-appro... | How do you get approved for a business credit card? |
johnskelton077.wordpress.com/2011/01/22/my-spouse-have-left-... | My spouse have left the home 4 yrs. ago and i have 2 children in college, but mortgage is under his name and they want to forclo... |
johnskelton077.wordpress.com/2011/01/22/i-opened-a-business-... | I opened a business 6 months ago, and signed a 5 yr commercials lease with a 1 yr personal guarantee, we are struggling to pay o... |
johnskelton077.wordpress.com/2011/01/22/how-do-i-choose-the-... | How do i choose the best business franchise? |
johnskelton077.wordpress.com/2011/01/10/if-i-sign-a-quit-cla... | If I sign a quit claim deed, can I still be held responsible for the loan, if my name remains on the loan? |
johnskelton077.wordpress.com/2011/01/10/do-llc-operating-agr... | Do LLC Operating Agreements ne… |
johnskelton077.wordpress.com/2011/01/10/ive-heard-of-debt-co... | I’ve heard of debt consolidation loans that some banks offer. How do those work? Is your credit affected? If I plan on paying of... |
johnskelton077.wordpress.com/2011/01/10/are-there-any-100-mo... | Are there any 100% mortgage loans left, or loans where you can buy a home with no money out of pocket? The mortgage industry has... |
johnskelton077.wordpress.com/2011/01/09/walking-away-from-ho... | Walking away from home and mortgage: We are at wits end. 6+ years ago we had our house appraised for $157k which gave us about $... |
johnskelton077.wordpress.com/2011/01/09/how-do-you-write-a-s... | How do you write a simple marketing plan for a bank? |
johnskelton077.wordpress.com/2011/01/09/with-a-credit-score-... | With a credit score of 574 due to hospital bills in collections, Is it impossible to get a loan from my Credit Union for a vehic... |
johnskelton077.wordpress.com/2011/01/07/are-we-headed-for-re... | Are we headed for recovery in real estate and banking? Are bankers taking us for a ride? |
johnskelton077.wordpress.com/2011/01/07/what-does-it-take-to... | What does it take to qualify for a loan modification with the mortgage Co.? |
johnskelton077.wordpress.com/2011/01/06/what-have-you-been-d... | What have you been doing to cut costs these days? Times are tight for many of us. Any suggestions will be appreciated |
johnskelton077.wordpress.com/2011/01/06/how-safe-is-my-money... | How safe is my money in a bank account or a cd? |
johnskelton077.wordpress.com/2011/01/06/whats-the-first-bank... | What’s the first bank that ever existed in the world? |
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